MULTI BIKE INSURANCE

Multi bike insurance is a single policy that covers multiple motorcycles or scooters owned by one policyholder. Instead of managing several policies, all bikes are insured together under one digital-friendly policy structure.

Multi bike insurance suits riders who own two or more motorcycles. This may include everyday bikes, weekend rides, or classics. It is ideal for riders who want simpler management and streamlined digital access.

Multi bike cover can offer savings compared to separate policies. Benefits include one renewal date, fewer documents, one premium, and the ability to insure different bike types together. An existing no-claims discount is applied across the policy.

Motor-Vision Insurance can typically arrange cover for up to five bikes on a standard multi bike policy. Where classic bikes are included, it may be possible to insure more, subject to insurer approval.

Multi bike policies are generally designed for one main rider. Additional riders are not usually included as standard because pricing is based on one rider using multiple bikes. Alternative options can be discussed if needed.

Yes. Commuter bikes, scooters, and classic motorcycles can often be insured together. Each bike must meet eligibility rules, and classic bikes may allow greater flexibility on total numbers.

The insurer usually bases the premium on the highest-risk bike in the collection. Other bikes are added at a discounted rate, as only one bike is expected to be used at a time.

Often, yes. Many policies allow bikes to be added or swapped mid-term, though some insurers restrict changes. Digital policy management helps make changes quicker, subject to premium adjustment.

Yes. Your no-claims discount applies to the policy overall. You earn no-claims discount per policy rather than per bike.

Usually, but not always. It depends on bike values, usage, and risk. Comparing both options ensures you choose the most suitable cover.